1. Terms of Use :- The Terms of Use govern your use of the Website and the content, information and services provided through the Website. It exempts Bijhar (Singapore), and other relevant persons, from liability or limits their liability and contains other important provisions that you should read. Bijhar (Singapore) may, in its discretion, change, and supplement or amend these Terms of Use as they relate to your future use of the Website from time to time, for any reason, and without any prior notice to or liability towards you or any other relevant person. You may not change, supplement, or amend these Terms of Use in any manner. Each time you use the Website, the Terms of Use as they then read will govern your use. Accordingly, when you use the Website you should check the date of these Terms of Use (which appears at the top of these Terms of Use) and review any changes since the last version. This Agreement is concluded between you and all persons you represent (and for purposes of this Agreement, "person" includes natural persons and any type of incorporated or unincorporated entity) and Bijhar (Singapore). Each time you use the Website you signify your acceptance and agreement, and the acceptance and agreement of all persons you represent, without limitation or qualification, to be bound by these Terms of Use, and you represent and warrant that you have the legal authority to agree to and accept these Terms of Use on behalf of yourself and all persons you represent. If you do not agree with each provision of this Agreement, or you are not authorized to agree with and accept the Terms of Use, or become dissatisfied with the Website in any way you must cease using the Website. In addition to any other rights or remedies granted by Bijhar (Singapore) under or otherwise in connection with these Terms of Use, you acknowledge that you have read and you agree to comply with the following policies, which are hereby incorporated by reference into, and made a part of these Terms of Use: - Privacy Policy of Bijhar (Singapore) - Cookie Policy of Bijhar (Singapore) You also agree that Bijhar (Singapore) may provide all legal communications and notices to you electronically by posting them on the Website or by sending an e-mail to the e-mail address you provided to Bijhar (Singapore) when using the contact form at the Website. You may withdraw your consent to receive communications electronically by contacting Bijhar (Singapore). However, if you withdraw your consent to receive communications electronically, you must discontinue the use of the Website.

2. Property Rights and Use of Website :- This Website and all content (information, text, illustrations, videos, logos, icons, software, design, applications, sheets, models, data and all other content available on or through the Website (hereinafter "Content")) are the copyrighted property of Bijhar (Singapore), and/or its subsidiaries or the copyrighted property of parties from whom Bijhar (Singapore) has licensed such property. It is strictly prohibited to retain copy, distribute, publish, or use any portion of the Content except as expressly allowed in these Terms of Use.You acknowledge and agree that the Website and the Content are the property of Bijhar (Singapore) and are protected by applicable intellectual property and other laws. Subject to the limited rights expressly granted in this Agreement, Bijhar (Singapore) reserves all right, title and interest in and to the Website and any other IP-rights, materials or other properties owned, licensed or controlled by Bijhar (Singapore). Bijhar (Singapore) grants you a non-exclusive, non-transferable, non-sublicense able, revocable license to use the Website of Bijhar (Singapore) provided that you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Website or the software, in whole or in part. All rights not specifically granted to you under this Agreement are expressly reserved by Bijhar (Singapore). You agree to use this Website in a responsible manner that is in full compliance with these Terms of Use and with your local laws and regulations. You may not, for personal use, place a direct link to the Website on your personal internet website without the prior written authorization by Bijhar (Singapore). Any hypertext link to the Website, using the framing, in-line or deep linking technique is strictly prohibited. In any event, every link to the Website, even when authorized by Bijhar (Singapore), must be removed from your personal website upon Bijhar (Singapore) simple request. You understand that the technical processing and operation of the Website may involve (i) transmissions over various networks; and (ii) changes to conform and adapt to technical requirements of connection networks or devices.

3. Third-party Websites :- The Website may provide, or third parties may provide, hyperlinks to third-party materials, resources or websites operated by third parties. Bijhar (Singapore) is not liable for any content, advertising, products or other materials on or available from such websites or resources or the policies of such websites and resources. Bijhar (Singapore) should not be taken to be endorsing, publishing, permitting or authorizing such websites or materials. Therefore, please be warned that these websites are operated under the exclusive responsibility of their respective owners, who are solely liable for complying with laws and regulations applicable to the products and services sold on their websites. Bijhar (Singapore) is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such website or resource.

4. Disclaimer, liability, exclusion, liability limitation, release and indemnity :- Bijhar (Singapore) does not accept any liability for your use of the Website. For that reason, the following provisions apply to your use of the Website.

4.1 Disclaimer :- Your use of the Website is at your own risk. The Website is provided on an "as is" and "as available" basis, and without any representations, warranties or conditions of any kind, whether expressly or implicitly, and including without limitation representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy or completeness, all of which are hereby disclaimed by Bijhar (Singapore) and providers to the fullest extent permitted by law. There will not be any representations, warranties or conditions created by a course of dealing, course of performance or trade usage. You are solely responsible for obtaining, configuring and maintaining all computer hardware, software, telephone services, and other equipment and services necessary for you to use the Website. The internet is not a secure medium, may be subject to interruption and disruption, and inadvertent or deliberate breaches of security and privacy. The operation of the Website may be affected by numerous factors beyond Bijhar (Singapore) control. The operation of the Website may not be continuous or uninterrupted, secure or private.

- the Website will meet your requirements; the information contained in the Website or derived from the Website will be accurate, complete, sequential, or timely; certain or any results may be obtained through the use of the Website; the use of the Website, including the browsing and downloading of any information, will be free of viruses, Trojan horses, worms or other destructive or disruptive components; or The use of the Website will not infringe the rights (including intellectual property rights) of any person; and Bijhar (Singapore) and providers disclaim any and all liability regarding such matters to the fullest extent permitted by law. Bijhar (Singapore) and providers will not be liable to you or any other person for any loss or damages suffered by you or any other person as a result of any failure or refusal by Bijhar (Singapore) to give effect to, or for any failure or delay by Bijhar (Singapore) in receiving, accessing, processing or accepting, any communication sent to Bijhar (Singapore) by means of the Website or email, or for any loss or damages suffered as a result of the operational failure, malfunction, interruption, change, amendment or withdrawal of the Website or email services. You agree that Bijhar (Singapore) shall have no responsibility for any damages suffered by you in connection with the Website or any Content contained therein. You expressly agree that use of this Website, including all Content, data or software distributed by, downloaded or accessed from or through this Website, is at your sole risk. You understand and agree that you will be solely responsible for any damage to your business, your computer system or loss of data that results from the download of such Content, data and/or software. You acknowledge that Bijhar (Singapore) does not control in any respect any information, products, or services offered by third parties on or through this Website. Except as otherwise agreed in writing, Bijhar (Singapore) and its affiliates assume no responsibility for and make no warranty or representation as to the accuracy, currency, completeness, reliability or usefulness of content or products distributed or made available by third parties through this Website. No advice or information, whether oral or written, obtained by you from Bijhar (Singapore) or through or from the Website shall create any warranty not expressly stated in the Agreement.

4.2 Liability exclusion :- To the fullest extent permitted by law, Bijhar (Singapore) nor its providers and/or all of their respective franchisees, partners, agents, directors, officers, employees, information providers, service providers, suppliers, subcontractors, licensors and licensees, nor all other related, associated, or connected persons will be under any circumstances (unless in case of gross negligence or willful misconduct) liable to you or any other person for any loss of use, loss of production, loss of income or profits (anticipated or otherwise), loss of markets, economic loss, special, incidental, indirect or consequential loss or damage or exemplary or punitive damages, whether in contract, tort, negligence, strict liability, or under any other theory of law or equity, arising from, connected with, or relating to the use of the Website by you or any other person, and regardless of any negligence or other fault or wrongdoing by Bijhar (Singapore) or above mentioned persons and notwithstanding that Bijhar (Singapore) or above mentioned persons may have been advised of the possibility of such loss or damages being incurred by you or any other person.

4.3 Release :- You hereby release, remise and forever discharge Bijhar (Singapore) and each of its providers and all of their respective franchisees, partners, agents, directors, officers, employees, information providers, service providers, suppliers, subcontractors, licensors and licensees, and all other related, associated, or connected persons from any and all manner of rights, claims, complaints, demands, causes of action, proceedings, liabilities, obligations, legal fees, costs, and disbursements of any nature and kind whatsoever and howsoever arising, whether known or unknown, which now or hereafter exist, which arise from, relate to, or are connected with your use of the Website.

4.4 Indemnity :- You agree to indemnify, defend and hold harmless Bijhar (Singapore) and each of its providers and all of their respective franchisees, partners, agents, directors, officers, employees, information providers, service providers, suppliers, subcontractors, licensors and licensees, and all other related, associated, or connected persons (hereinafter collectively the "Indemnified Parties") from and against any and all liabilities, expenses and costs, including without limitation reasonable legal fees and expenses, incurred by the Indemnified Parties in connection with any claim or demand arising out of, related to, or connected with your use of the Website or your breach of this Agreement. You will assist and cooperate as fully as reasonably may be required by the Indemnified Parties in the defense of any claim or demand. Advice and information provided by Bijhar (Singapore) and its providers or their respective representatives, whether oral or written, will not create any representation, warranty or condition or vary or amend this Agreement, including the above disclaimer, liability exclusion, liability limitation, release and indemnity provisions, and you may not rely upon any such advice or information.

5. Termination of this Agreement and the Website :- Bijhar (Singapore) may, at any time and for any reason and in its sole discretion, change, suspend or terminate, temporarily or permanently, the Website or any part of it without any notice to or liability towards you or any other person. You agree that any termination of your access to the Website under any provision of these Terms of Use may be effected without prior notice. Further, you agree that Bijhar (Singapore) shall not be liable to you or any third party for any termination of your access to the Website. If this Agreement or your permission to access or use the Website is terminated by you, or by a person you represent, or by Bijhar (Singapore), then: (a) these Terms of Use and all other than existing agreements between Bijhar (Singapore) and any person you represent will continue to apply and be binding upon you and any person you represent, jointly and severally, regarding your prior access to and use of the Website, and anything connected with, relating to or arising there from; and (b) Bijhar (Singapore) may continue to use and disclose your personal information in accordance with the Privacy Policy as amended from time to time.

6. Miscellaneous Matters :-

6.1 Governing Law - Dispute Resolution :- All issues, questions and disputes concerning the validity, interpretation, enforcement, performance or termination of this Agreement shall be governed by and construed in accordance with Singapore law, without giving effect to any other choice of law or conflict-of-laws rules or provisions (Singapore, foreign or international) that would cause the laws of any jurisdiction other than Singapore to be applicable. Any controversy or claim arising out of or relating to this Agreement or the breach thereof shall be submitted to the sole jurisdiction of the courts of the registered office of Bijhar (Singapore).

6.2 English is Governing Language :- This Agreement is in English and all disputes between the parties shall be resolved in English. You understand and acknowledge that any foreign language services provided by Bijhar (Singapore) are for informational purposes only and it is your obligation to obtain independent legal advice at your own expense to ensure you understand the terms of this Agreement.

6.3 Assignment :- Bijhar (Singapore) may freely assign or transfer any or all of the rights and obligations described under this Agreement without your consent and without notice to you. You may not assign this Agreement or any of your rights and duties hereunder without the prior written consent of Bijhar (Singapore). This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assignees.

6.4 Severability :- If any provision of this Agreement is declared or determined by any court to be unenforceable or invalid: (i) the validity of the remaining parts, terms or provisions shall not be affected by that determination; (ii) the unenforceable or invalid part, term or provision shall not be deemed to be part of this Agreement; and (iii) such court may substitute a provision that is legal and enforceable and is as nearly as possible consistent with the intentions underlying the original provision. If the remainder of this Agreement is not materially affected by such declaration or finding and is capable of substantial performance, then the remainder shall be enforced to the extent permitted by applicable law.

6.5 Publicity :- You shall not issue or make any publicity release (including press releases and advertising or solicitation materials) or other public statement: (i) relating to this Agreement; (ii) using Bijhar (Singapore) name or referencing to Bijhar (Singapore) or its services; or (iii) suggesting or implying any endorsement by Bijhar (Singapore) of you and/or any services without the prior written approval of Bijhar (Singapore), which Bijhar (Singapore) may withhold at its sole discretion.

6.6 Entire Agreement :- This Agreement constitutes the complete and exclusive agreement between the parties relating to the subject matter hereof. It supersedes all prior proposals, understandings and all other agreements, oral and written, between the parties relating to this subject matter. Bijhar (Singapore) reserves the right to amend this Agreement at any time.

6.7 Waiver :- The waiver or failure by Bijhar (Singapore) to exercise any right provided for herein will not be deemed a waiver of any further right hereunder. The rights and remedies of Bijhar (Singapore) set forth in this Agreement are cumulative and are in addition to any rights or remedies Bijhar (Singapore) may otherwise have at law or equity, except with respect to any sole and exclusive remedies expressly provided for herein.

6.8 Force Majeure :- Bijhar (Singapore) shall not be responsible for delays or failures in performance resulting from acts of God, strikes, lockouts, riots, acts of war and terrorism, embargoes, boycotts, changes in governmental regulations, epidemics, fire, communication line failures, power failures, earthquakes, other disasters or any other reason where failure to perform is beyond the control of, and not caused by, Bijhar (Singapore).